Entries by Palmer

Have the Proper Coverage Auto Insurance Tip

Having the proper auto insurance protection is vital to protecting your financial situation.  Go over your policy and all the different components of it.  Start by asking yourself if you have enough liability coverage that if you were to cause injuries and or property damage that amounted to large amount of money  would you be protected?  You could […]

Car Insurance for Seniors

When motorists get into their mid sixties and beyond the chance of being in an accident goes up.  This is because some studies have shown that statistically seniors’ perception on the road, reaction times, and hand to eye coordination diminish. Insurance companies know this and believe they are taking on more risk and therefore will […]

Personal Injury Protection (PIP) Insurance Coverage

Personal injury protection insurance or PIP protects the policy holder from medical bills if they are injured in an accident.  This part of auto coverage applies even if the insured is at fault.  Just bear in mind that each state has a major influence in the rules surrounding this auto insurance coverage.  For instance some […]

Covington Kentucky Insurance

The following are  insurance agents that offer multiple lines of coverage in Covington, KY: Bilz  – (859)431-1235 –  412 Madison Avenue Covington, Kentucky 41011 – is an independent agency.  They work along with the following carriers in offering coverage: Travelers, KEMI, Safeco, Assurant, Chartis, Acuity, Anthem, Grange and many more.  This broker can help with […]

Standard Risk, Preferred and Sub-Standard Risk Life Insurance Definitions

With life insurance policies the term standard risk pertains to when an insured doesn’t have any ailment, special condition or otherwise that the company providing coverage would deem riskier than the average (hence the word standard).  This of course is determined in the carrier’s underwriting rules or standards to whom would qualify as standard risk.  […]